Transformasi Manajemen Keuangan Digital pada IRT “Segupicil” melalui Implementasi Aplikasi Smart Financial
Abstract
Effective financial management is essential for improving business governance and supporting the sustainability of home-based industries. However, the Segupicil Home Industry in Woro Village, Kragan District, Rembang Regency still relied on manual financial records, resulting in limited access to structured financial information for business management. This community service program aimed to optimize business management through the implementation of the Smart Financial application. The program was conducted using a participatory approach involving training, application implementation, mentoring, and evaluation. Program evaluation employed pretest-posttest, participant satisfaction questionnaires, observations, and measurements of financial recording efficiency. The results demonstrated an increase in participants' financial management knowledge, reflected by an improvement in the average score from 48.22 to 86.22, with a significant difference between pretest and posttest (p < 0.001). The application also reduced the time required for financial recording from 40–60 minutes to 10–15 minutes and received participant satisfaction scores above 90% across all evaluation indicators. Furthermore, the implementation of Smart Financial supported more systematic financial recording, automated financial reporting, and better business administration. This program demonstrates that integrating training, digital technology implementation, and mentoring can strengthen financial management practices and support the sustainability of home-based industries.
Keywords
Full Text:
PDFReferences
Bernardi, B., Irawan, D., & Thama, A. C. A. (2024). Optimalisasi Tata Kelola Keuangan Diri di Era Digital: Strategi dan Implementasi. ARDHI : Jurnal Pengabdian Dalam Negri, 6(2), 106–117. https://doi.org/10.61132/ardhi.v2i6.853
Fandiyanto, R., Maulana, A., Al-Faqih, D. D., Widiyanti, E. P., Putri, I. A., & Permatasari, I. (2024). Perkembangan Fintech Dalam Meningkatkan Transaksi Digital UMKM di Indonesia. Journal of Digital Business Research, 1(1), 15–26.
Hamzah, W. M., Yusuf, N., & Mahmud, M. (2025). Pengelolaan Keuangan Rumah Tangga (Studi Pada Cleaning Service Di Universitas Negeri Gorontalo). JAMBURA, 8(1). http://ejurnal.ung.ac.id/index.php/JIMB
Hulu, E., Nurhayati, N., & Anshar, M. (2024). Analisis Perhitungan Pendapatan Dan Pengeluarandi Restoran Sop Sum Sum Langsa. WORKSHEET: Jurnal Akuntansi, 4(1), 92–106.
Isma, I., Agustina, B. P. M. S., Apriliani, R., Afriani, S., & Salva, R. I. (2025). Analisis Ruang Lingkup Manajemen Keuangan Mikro Pada Usaha Kedai Kopi Kulo Di Sangatta Utara. Jurnal Ekonomi Manajemen Dan Bisnis, 3(2), 624–637. https://doi.org/10.62017/jemb
Mahari, D. A., Novie, M., & Anwar, C. (2026). Penerapan Pencatatan Keuangan Sederhanaterhadap Efektivitas Pengelolahankeuangan Umkm Kedai Risol Mayokupasuruan. Jurnal Akuntansi Barelang, 10(2), 181–187.
Marhadi, A. I. M., Putrawangsa, D., Saputra, R. P., & Darmawan, J. G. E. (2026). Peningkatan Literasi Digitalisasi Pencatatan Keuangan bagi Pelaku UMKM di Kota Bandung melalui Pelatihan dan Pendampingan Hybrid. Jurnal Aplikasi Dan Inovasi Ipteks “SOLIDITAS” (J-SOLID), 9(1), 39–47. https://doi.org/10.31328/js.v9i1.7619
Maulidia, A., Purnamawati, P., & Gitayuda, M. B. S. (2025). Kemampuan Financial Technology dan Financial Literacy Dalam Financial Sustainability Dengan Mediasi Inovasi Bisnis Pada Ekraf di Kabupaten Bangkalan. Journal of Community Development | E-ISSN, 6(2), 712–725. https://doi.org/10.47134/comdev.v6i2.171
Ningsih, N. H. I., Utami, E. S., & Yunarni, B. R. T. (2026). Digital Financial Management: Transformasi Pengelolaan Keuangan UMKM di Era Ekonomi Digital. Integrating Religion, Social Economy, and Law: Conference Series, 2(1), 226–235. https://journal.ummat.ac.id/index.php/ics
Pratiwi, A. A., Aulia, N., Nikmah, N., Indriani, D., & Audy, K. (2026). Perkembangan dan Implementasi Digital Payment dalam Mendukung Sistem Pembayaran Cashless di Indonesia. Jurnal Ekonomi Manajemen Dan Bisnis, 3(4), 343–352. https://doi.org/10.62017/jemb
Rustendy, C. A. S., Nurlelasari, S., Rajagukguk, H., Pratama, D., & Sulistyowati, W. A. (2024). Digital Bookkeeping Adoption among MSMEs in Indonesia: Extension of Technology Acceptance Model. International Journal of Management, Accounting and Economics, 11(8), 990–1003. https://doi.org/10.5281/zenodo.13323188
Qur’ani, B., Nurhijrah, N., Hamsar, I., Simaremare, P., & Supriadi, M. F. (2026). Pelatihan Pembuatan E-Modul dengan Aplikasi Flip PDF Profesional pada Dosen Jurusan Pendidikan Kesejahteraan Keluarga FT UNM. To Maega : Jurnal Pengabdian Masyarakat, 9(2), 228–236. https://doi.org/10.35914/38za6420
Robani, M. E., Rachim, F. A., Febriani, A., & A. Fitri, E. R. (2021). Metode Learning By Doing Dalam Mengoptilalisasi Kualitas Belajar Siswa Smp. Jurnal Ilmiah Edukasia (JIE), 1(1), 25–30.
Sari, F. R. N. P., & Suryaningsih, S. A. (2025). Peran Home Industry Dalam Meningkatkan Kemandirian Ekonomi Pekerja Perempuan Kabupaten Kediri. Jurnal Ekonomika Dan Bisnis Islam, 8(1), 92–101. https://journal.unesa.ac.id/index.php/jei
Siswanto, E., Rasminto, H., Munifah, M., Huda, H. I., Sudirman, B., & Aqham, A. A. (2023). Pelatihan Penyusunan Laporan Keuangan Pada Organisasi Kemasyarakatan Berbasis Digital Pada Koperasi Sumekarsanggrahan Pathuk Yogyakarta. Community : Jurnal Pengabdian Pada Masyarakat, 3(3), 32–40. https://doi.org/10.51903/community.v3i2.359
DOI: https://doi.org/10.37905/ljpmt.v5i2.40436
Refbacks
- There are currently no refbacks.
Copyright (c) 2026 Susanti Dwi Ilhami, Damayanti Damayanti, Teguh Setiadi, Cilsy Mira Mawarni, Siti Nur Hidayatul Lailiah

This work is licensed under a Creative Commons Attribution 4.0 International License.





