Pengaruh Literasi Keuangan dan Gaya Hidup Dimoderasi Locus of Control Terhadap Pengelolaan Dana Beasiswa Pada Mahasiswa Bidikmisi FKIP UNS

Shela Febi Ansari; Sudarno Sudarno; Khresna Bayu Sangka

doi:10.37479/jeej.v7i2.27582

Pengaruh Literasi Keuangan dan Gaya Hidup Dimoderasi Locus of Control Terhadap Pengelolaan Dana Beasiswa Pada Mahasiswa Bidikmisi FKIP UNS

Shela Febi Ansari, Sudarno Sudarno, Khresna Bayu Sangka

Abstract

This study aims to determine (1) the influence of financial literacy on the management of scholarship funds (2) the influence of lifestyle on the management of scholarship funds (3) the influence of financial literacy moderated by locus of control on the management of scholarship funds (4) the influence of lifestyle is moderated by locus of control on the management of scholarship funds. The research method used is a quantitative descriptive method with a population of Bidikmisi FKIP UNS students. Moderated Regression Analysis was conducted to test the hypothesis. The research results show that financial literacy and lifestyle have a positive and significant effect on the management of Bidikmisi scholarship funds. Meanwhile, locus of control moderation does not have a positive and significant effect on the interaction between financial literacy and management of scholarship funds and the interaction of lifestyle with management of scholarship funds.

Keywords

Financial Literacy, Lifestyle, Locus of Control, Scholarship Fund Management

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DOI: https://doi.org/10.37479/jeej.v7i2.27582